.ndd{--ndd-ink: #0f1a23;--ndd-ink-strong: #00415A;--ndd-body: #374151;--ndd-mute: #6b7280;--ndd-line: #e5e7eb;--ndd-bg: #ffffff;--ndd-bg-soft: #f7f9fa;--ndd-bg-cool: #eef4f6;--ndd-accent: #00415A;--ndd-shadow-md: 0 10px 24px -16px rgba(0, 65, 90, .25);background:var(--ndd-bg);color:var(--ndd-ink);font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,sans-serif;line-height:1.65;-webkit-font-smoothing:antialiased}.ndd-wrap{max-width:1080px;margin:0 auto;padding:0 32px}.ndd h2{color:var(--ndd-ink-strong);font-size:clamp(26px,3.6vw,34px);font-weight:650;letter-spacing:-.01em;margin:0 0 20px}.ndd h3{color:var(--ndd-ink-strong);font-size:19px;font-weight:600;margin:0 0 8px}.ndd p,.ndd dd,.ndd li{color:var(--ndd-body);font-size:16.5px}.ndd a{color:var(--ndd-accent);text-decoration:underline;text-underline-offset:2px}.ndd-hero{background:linear-gradient(180deg,var(--ndd-bg-cool) 0%,var(--ndd-bg) 100%);padding:72px 0 48px;text-align:center}.ndd-hero h1{color:var(--ndd-ink-strong);font-size:clamp(32px,5vw,46px);font-weight:700;letter-spacing:-.02em;margin:0 0 16px}.ndd-lede{max-width:720px;margin:0 auto 28px;font-size:18px;color:var(--ndd-body)}.ndd-cta-row{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}.ndd a.ndd-cta-primary,.ndd a.ndd-cta-secondary{display:inline-block;padding:13px 26px;border-radius:999px;font-size:15.5px;font-weight:600;text-decoration:none;transition:background .15s ease,color .15s ease,box-shadow .15s ease}.ndd a.ndd-cta-primary{background:var(--ndd-accent);color:#fff;box-shadow:var(--ndd-shadow-md)}.ndd a.ndd-cta-primary:hover{background:#005c7d}.ndd a.ndd-cta-secondary{background:transparent;color:var(--ndd-accent);border:1.5px solid var(--ndd-accent)}.ndd a.ndd-cta-secondary:hover{background:var(--ndd-bg-cool)}.ndd-section{padding:56px 0}.ndd-section--alt{background:var(--ndd-bg-soft)}.ndd .quick-answer{margin:32px auto}.ndd-reasons{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.ndd-reason{background:var(--ndd-bg);border:1px solid var(--ndd-line);border-radius:14px;padding:24px}.ndd-table-scroll{overflow-x:auto}.ndd-table{width:100%;border-collapse:collapse;background:var(--ndd-bg);border:1px solid var(--ndd-line);border-radius:12px;overflow:hidden;font-size:15.5px}.ndd-table th{background:var(--ndd-accent);color:#fff;text-align:left;font-weight:600;padding:12px 16px}.ndd-table td{padding:12px 16px;border-top:1px solid var(--ndd-line);color:var(--ndd-body)}.ndd-table tbody tr:nth-child(2n){background:var(--ndd-bg-soft)}.ndd-table-note{margin-top:14px;font-size:14px;color:var(--ndd-mute)}.ndd-steps{margin:0 0 20px;padding-left:22px;display:grid;gap:14px}.ndd-faq{margin:0}.ndd-faq-q{font-weight:600;color:var(--ndd-ink-strong);font-size:17px;margin-top:22px}.ndd-faq-a{margin:8px 0 0;padding-bottom:18px;border-bottom:1px solid var(--ndd-line)}.ndd-closing{text-align:center}.ndd-closing p{max-width:640px;margin:0 auto 24px}@media (max-width: 860px){.ndd-reasons{grid-template-columns:1fr}.ndd-hero{padding:52px 0 36px}.ndd-section{padding:40px 0}.ndd-wrap{padding:0 20px}}